If a worker has been injured in a work-related accident or he or she has suffered from an occupational disease, he or she needs to be compensated and benefit from the worker’s compensation board. There are four types of claims that an injured worker could request from the board of workers compensation.
These claims are given to respective workers with the help of an attorney who represents the worker. Some lawyers deal with the worker’s compensation at different boards. This article talks elaborates the main types of workers’ compensation claims.
Medical treatment only
The worker makes this claim when he or she has had a minor injury in the workplace or in any project that is associated with the company’s involvement. The injured worker receives medical treatment immediately after the incident. This claim does not allow the worker to leave work even for a single day.
The worker is supposed to remain at work as the minor injury heals because it does not interfere with the work progress. The injured worker remains at work with the employer once the injury has recovered.
Medical treatment with lost time from work
In this type of claim, a worker can request for compensation from the board of workers’ compensation. This involves when a worker is injured in the line of work and receives medical treatment, the worker will thereby miss time from work as he or she waits to recover due to the injury.
The worker will claim to be compensated. He or she will receive the weekly income benefits from the company at an average rate of 2/3 of the total wage he or she received at work. The worker will then get back to work after he or she has recovered from the injury.
However, in this situation, the worker will return to work with a pre-injury employer. This means he or she might be terminated by the employer if the worker is out of work for a longer period.
Medical treatment and injury that prevents the worker from returning to their pre-injury job
The worker who has been seriously injured in the line of work makes this kind of claim when he or she is unable to return to the pre-injury job. This happens when the employee is severely injured, and he or she is having a problem finding another job due to the injuries.
It this kind of situation, the injured worker can be eligible for receiving his or her weekly wages at a rate of 2/3 of the normal average wages. However, this payment can be adjusted in some cases when the worker can do light duty work.
Medical treatment and injury that prevents the worker from returning to any work
These are claims made when the worker has severe injuries like broken limbs or blindness that he or she will never return to any job whatsoever.
The company will continually pay with adjustment for some cases during compensation, but this might be for the remainder of the injured worker.